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How AI credits work in practice

What consumes credits, what does not, how far your monthly allowance goes, and what happens when you run out.

Written by Sanjay Kholiya

What uses AI credits

AI credits are consumed by actions that require AI processing. Everything else on the platform is free.

Article generation

Cost depends on the length you pick, not on the final word count:

Length

Target words

Credits

Short

800 to 1,000

~100

Medium

1,800 to 2,000

~200

Long

2,800 to 3,000

~300

This covers the whole pipeline: research, outline, drafting, refinement, internal linking, and the featured image.

AI image generation

  • Each generated image uses 5 credits

  • This excludes the featured (main) article image, which is generated free as part of the article

  • You only pay for images you generate yourself in the editor or media library

Stock image and video search

  • Each stock image search uses 2 credits

  • Each YouTube video search uses 2 credits

Prompt tracking (AI Visibility)

  • Each AI platform response uses 15 credits

  • One prompt tracked on one platform costs 15 credits every time it refreshes

  • One prompt tracked on 4 platforms costs 60 credits per refresh

How often that charge repeats depends on your tracking frequency, not on a fixed cycle. Your plan sets the fastest frequency you can pick, and you can always choose a slower one to spend less:

Plan

Fastest frequency

Refreshes per month

Cost of 1 prompt on 1 platform

Starter

Every 7 days

~4

~60 credits

Pro

Every 3 days

~10

~150 credits

Scale

Every day

~30

~450 credits

You do not have to work this out by hand. Settings -> Automation -> Prompt Tracking shows a running estimate at the top of the screen, such as "You'll use about 405 credits every week for prompt tracking", and it updates as you toggle platforms or change the frequency.

You can also refresh any prompt manually at any time, which charges 15 credits per platform immediately.

Other AI actions

Action

Credits

Auto content refresh (rewriting an existing article)

Half the article's length tier (50 / 100 / 150)

Auto Optimize (fixing audit issues in place)

A quarter of the length tier (25 / 50 / 75)

Repurpose content into a social post

10

Topic and keyword suggestions

1

Ask Snowy chat

Based on the length of the conversation, plus 1 per image


What does not use AI credits

These features never touch your AI credit balance:

  • Keyword rank tracking: how many keywords you can track is a plan limit, not a credit cost

  • Website audits, page audits, and the GEO audit: these have their own monthly page limit

  • Keyword research: unlimited on all paid plans

  • Traffic analytics: pulling data from Google Search Console, Google Analytics, Bing, and PostHog

  • Topic clusters and the topic map: building and updating clusters

  • Competitor tracking: monitoring competitor rankings and AI visibility

  • Editing an article by hand, publishing, scheduling, and exporting

  • The featured image on a generated article


How far your credits go

Starter plan, 3,000 credits per month

Scenario 1, publishing focus

  • 20 short articles per month: 2,000 credits

  • Remaining: 1,000 credits for prompt tracking or longer articles

Scenario 2, AI visibility focus

  • 10 short articles: 1,000 credits

  • 15 prompts on 2 platforms, refreshed weekly: 15 x 2 x 15 credits x 4 refreshes = 1,800 credits

  • Total 2,800 credits, comfortably inside the 3,000 allowance

Scenario 3, balanced

  • 5 medium articles: 1,000 credits

  • 20 prompts on 1 platform, refreshed weekly: 20 x 15 x 4 = 1,200 credits

  • A handful of extra images and repurposed posts: ~200 credits

  • Total ~2,400 credits

The biggest lever on your monthly spend is usually the number of platforms per prompt multiplied by how often they refresh. Halving the refresh frequency halves that whole line.


What happens when credits run out

  • Article generation pauses until your next billing cycle or until you purchase extra credits

  • Prompt tracking pauses, and scheduled refreshes are skipped rather than queued

  • Rank tracking, audits, traffic data, and keyword research keep working normally

  • Existing published content and reports stay accessible

You are never charged automatically for extra credits. Top ups are always a manual purchase.

Extra credit pricing is listed here: Plans, Extra Credits & Pricing


How credit reset works

Credits refresh on your billing cycle, not the calendar month.

If you subscribed on the 15th, your credits reset on the 15th of each month. If you subscribed on the 3rd, they reset on the 3rd.

Unused credits that come with your plan do not roll over, so plan your usage around your reset date.

If you purchase extra credits, they do not expire and have lifetime validity.

Your monthly plan credits are always spent first. Extra credits are only drawn on once the monthly pool is empty, so a top up you bought earlier is never consumed while you still have monthly allowance left, and it is never lost at your reset date.

You can see every charge, broken down by Brand and category, in Settings -> Billing & Plans -> Usage History.

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